Auto Mechanic & Repair Shop

Auto Mechanic & Repair Shop Insurance in NJ

Running an auto repair shop or working as a mechanic is a competitive field, and being able to ensure you are operating in the best possible way is so important. There are a lot of ideas that you need to focus on when you want to get the best out of this, and there are plenty of ideas that you need to consider when it comes to making the best of this.

One of the key parts of this process is to make sure you have the right kind of insurance that will protect and cover you as much as possible.

You have to make sure you have the right kind of insurance to allow you to operate effectively. So, here are some of the different factors you need to know about when it comes to choosing the right auto mechanic and repair shop insurance.

Why Do You Need Auto Repair Insurance?

There are a lot of things that play a role in helping to protect your business, and when you have cars in your repair shop there is always a risk that a mechanic might cause damage to a customer’s car whilst moving or repairing it.

Having general liability insurance can help cover your business from something like this and allow you to recover effectively. Investing in this type of insurance is one of the best things that you can do when it comes to protecting your auto repair shop or auto mechanic business.

General Liability Insurance

General liability insurance covers basic third-party risks like slips, trips and falls, as well as damage to vehicles in your shop as well.

Workers’ Compensation Insurance

Workers’ compensation insurance is essential for your business and makes a massive difference to helping you cover employee injuries and medical expenses.

Commercial Auto Insurance

The insurance covers your fleet of tow trucks, if they cause any physical damage, bodily injury, or property damage.